Mortgages from Garanti Banks

                                                                       NON-RESIDENT MORTGAGES

You can own your  desired home in Turkey with Non Resident Morgages from Garantibank; in local currenc (TL),0,95%  per month or in  foreign currency starting from 40 %  per month with terms up to 240 months.

AT GarantiBank,Loan Application is very easy...

Documents to be provided to our sale officers in our branches:

Title Deed Copy (Tapu Copy)

Turkish Tax ID Number provided

Appraisal report fee (650 TL) 

Commission ;%1 of loan amount

Processing fee ; 1,350 TL

Non - Resident Application Form (provided by the sales officers)

Sample copy of the passport or the original copy of permanent residence

Credit Bureau record from applicant's home country(Exparian or Equifax record from UK citizens)

For income statement reguired documents showing last 3 months; tax document,abstarct soft account and creditcard statement.

Unility,cable or telecominication bill stating the address of the custumer in the home country.

Preferences:

Origination available in Turkish Lira (TL),Euro,US Dollar and GP Sterling

Maximum loan term of 20 years

Maximum loan -to-value (LTV) ratio of 65 % of the appraised value

Maximum loan amount of TL 500.000 or equivalent in foreign currencies

Live insurance,personal house insurance and Natural Disaster Insurance Authority (DASK)will be requested

Even though mortgages are relatively new in Turkey,GarantiBank is currently market leader,with a decent focus on providing the necessary expertise and a wide range of product to consumers.GarantiBank custumers may benefit from a large of products and services,from fixed rate morgages to variable rate mortgages,based on different needs,preferences and risk perception.

For more information about Garanti Mortgages and the application process,please ask to Garanti Branches :

GarantiBank Dalaman Office :

Dilek Beyhan  

Tel : 0090 0 252 692 10 68

dilekbey@garanti.com.tr